Pricing

What it costs. All of it, on one page.

Ten of the fourteen tipping products we compared publish no price at all. Here is ours, in full, with the arithmetic you can check.

4% of the tip, with a $0.50 minimum.

That is the platform fee. There is no monthly fee, no setup fee, and no contract.

Tip$10.00
Platform fee$0.50
Guest pays$10.50
Heather receives$10.00

Guest covers the fee

Tip$10.00
Platform fee$0.50
Guest pays$10.00
Heather receives$9.50

Fee deducted

Try any tip amount

Real arithmetic, not decorative. The same rule that runs on the guest's screen.

Other costs, plainly listed

Identity verification, once per person, when payments go live$1.50
Optional debit rate if a business consolidates its card processing1.49%
Print & NFC kit, billed when it ships$29.00
PDF signage$0.00
Monthly / setup / per-person / contract$0.00

Estimate your monthly fee

Arithmetic only — the fee is applied per tip, not to the total, so the numbers below are what the formula actually produces for your staff count and average tip.

Tips moved per month tips/mo = staff × tips-per-week × 52 ÷ 12 MidBank Tipping fee fee is applied PER TIP, not to the total: max($0.50, 4% × average tip) × tips/mo

Tips moved per month
Fee per tip (this average)
MidBank Tipping fee, per month
MidBank Tipping 4% per tip, $0.50 minimum published here
Strikepay Tiered 6% / 3% / 2% / 1.5%, plus €1.95 per month on European accounts 2026-08-25
TiPJAR £65 / £75 / £165 per site per month, capped at 40 staff 2026-08-25
GratShare $49–$89 per month plus optional modules 2026-08-25
Sunday $199 / $299 per month plus $5 per QR code 2026-08-25
Tippy $0.50 + 2.75% per tip — reported by third-party reviewers, not published by Tippy 2026-08-25
Kickfin, TipHaus, Grazzy, eTip No rate published. We do not guess one. 2026-08-06

Rates as published by each vendor and checked on 25 August 2026. Where a vendor publishes no rate, we say so rather than guess. Currency conversions are not applied — a euro or pound figure is shown in its own currency.

Payments are in sandbox today. No card is charged and no money moves. When the processor goes live this page will say so, with the date. Last true on 25 August 2026.

MidBank is not a bank. MidBank Tipping does not hold deposits and is not FDIC insured.

Read the fee.
Then decide.