Everyone else in this category makes you book a demo first.
We went to Kickfin, TipHaus, Grazzy and eTip and read what they publish. Not one of them shows a price. Every claim below is quoted from that company's own site, with the link and the date we checked it — nothing here is our characterization of a competitor.
You can put a business on MidBank Tipping right now, in a browser tab, during this sentence — and read the fee before you do.
That is the whole difference. The features converge; the front door does not. Everywhere else, the first step is a calendar invite.
Line by line
Read down our column, then across. Where a company doesn't publish something, we say so rather than guess — an unpublished price is not a high price, it's an unknown one.
| What you're comparing | MidBank TippingThis product | Kickfinkickfin.com | TipHaustiphaus.com | Grazzygrazzy.com | eTipetip.com |
|---|---|---|---|---|---|
| Price you can read without talking to sales | Published: 4% per tip, $0.50 minimumShown on the tip screen before the guest pays |
Not publishedGet a quote1 |
Not publishedtiphaus.com/pricing returned HTTP 404 when we checked3 |
Not publishedWin-win pricing4 — no rate given |
Custom quoteGet custom pricing to fit your needs5 |
| Sign up without a sales call | Yes — self-serveBusiness name + one team member = a live tip link, in the browser |
Demo-ledGet a demo2 is the only route shown |
Demo-ledBook a demo3 |
Demo-ledGet a Demo4 |
Demo-ledRequest pricing information5 |
| App the guest must install | NoneCamera → browser → paid |
Not applicableKickfin distributes tips to staff; it isn't a guest-facing tip page1 |
Not applicableTipHaus is tip distribution software3 |
None…no app download required4 |
NoneGuests scan, tip and go6 |
| Hardware | A sheet of paperPrint the QR. Nothing to buy, rent or mount. |
None claimedNo contracts, setup fees or hardware1 |
Not stated | QR or kioskQR code and kiosk enabled digital tipping4 |
QR, NFC or a tip linkNo-app, with QR, NFC, and SMS or email tip links6 |
| How fast the money moves | Team member choosesStandard ACH free; instant costs 1.79% — their call, not ours. No settlement date promised while the rail is being switched on |
Real-time, claimedReal-time tip payouts go directly to your employees' bank accounts, 24/7/3651 |
Daily, claimedEnable daily tip payouts for your staff3 |
Instant, claimedEmployees have instant (yes, instant!) access to their earnings4 |
Minutes, claimedTips hit team members' accounts within minutes6 |
| Fee visible to the guest before they pay | AlwaysThe fee, what they get and what you pay all sit above the pay button |
Not published | Not published | Not publishedTheir own comparison names "High service fees" as a competitor trait but gives no figure4 |
Not publishedTransparent, all-inclusive pricing with no hidden fees5 — no rate given |
| Guest can cover the fee so the team member keeps 100% | Yes, one toggleChecked: the guest pays tip + fee, the team member nets the full tip |
Not published | Not published | Not published | Not published |
| Cost of adding one more person | $0Type a name in the console; their page exists a second later |
Not published | Not published | Not published | $0, claimedAdd as many employees as you need — no per-user fees5 |
| Track record | None yet — pre-launchWe are the new entrant here, and we're not going to pretend otherwise |
$2B in payouts, claimed$2B (and counting) in Kickfin payouts to restaurant employees2 |
Not published | Not published | Major hotel brands, claimedThousands of respected hotel and service brands6 |
Scroll the table sideways to see every column. "Not published" means we could not find the figure on that company's own website on 6 August 2026 — it is not a claim about their actual terms.
Where they're ahead of us
A comparison where the author wins every row is an advertisement. Here are the three places you should push back on us in the room.
Volume
Kickfin publishes $2B in payouts and says no customer has gone back to cash. We have a working product and no operating history. If the buyer's first question is "who else runs this," they win that question today.
POS and payroll integrations
TipHaus and Kickfin sell into restaurants that already run a POS and want tip distribution wired into it. We export a payroll CSV. That is enough for a 40-person floor and not enough for a 12-location group.
Enterprise hotel footprint
eTip names Hilton, Marriott, Wyndham and IHG. Procurement at that size wants SOC 2, an MSA and a named account team. Our answer there is "not yet," and the honest play is to win independents first.
Sources
Every quote above traces to one of these. All retrieved 6 August 2026. If a page changes, the quote goes with it — re-check before you put this in front of a buyer.
- Kickfin — Pricing. Source of "No contracts, setup fees or hardware", "Real-time tip payouts go directly to your employees' bank accounts, 24/7/365", and the "Get a quote" call to action in place of a published rate. kickfin.com/pricing/
- Kickfin — Homepage. Source of "$2B (and counting) in Kickfin payouts to restaurant employees", "95% reduction in managers' time spent on tip distribution", and "Get a demo" as the only route shown to sign up. kickfin.com
- TipHaus — Homepage, and the pricing URL. Source of "Book a demo" and "Enable daily tip payouts for your staff". tiphaus.com — the conventional pricing path tiphaus.com/pricing returned HTTP 404 on the date checked, i.e. there is no public pricing page to read.
- Grazzy — Homepage. Source of "QR code and kiosk enabled digital tipping allows guests to tip employees in seconds, no app download required", "Employees have instant (yes, instant!) access to their earnings", the "Win-win pricing" / "High service fees" comparison wording, and "Get a Demo". grazzy.com
- eTip — Pricing. Source of "Get custom pricing to fit your needs", "Transparent, all-inclusive pricing with no hidden fees", "Add as many employees as you need — no per-user fees", and "Properties see ROI within 60 days". etip.com/pricing/
- eTip — Hotels and solutions pages. Source of the no-app QR / NFC / SMS tip-link description, "within minutes" payout wording, and the named hotel brands. etip.com/use-cases/hotels/
- MidBank Tipping — our own figures. The 4% / $0.50-minimum fee is the platform fee engine in this codebase, not a marketing number; the payout options are the ones the team-member dashboard actually offers. Demo balances and tip counts shown elsewhere in this walkthrough are seeded demo data and are labelled as such wherever they appear.
Read the fee.
Then decide.
No calendar invite, no quote request, no counter-signed contract. Put a business on it and hand someone their tip link in the same breath.